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Comments
50% itu maksudnya buat biaya lifestyle kita sehari2, misal mulai dr kebutuhan pokok, sewa tempat tinggal, makan dan transport, serta kebutuhan sekunder, sprt shopping for fashion, gadget, fancy resto, movie, concert, and vacation.
Pengeluaran untuk:
rent apartment sktr 10jt
Daily and weekend dine out 6jt
public transport 1 jt
weekly shopping for fashion, 2jt
weekend entertainment (cinema, theatre, concert). 1jt
Total: Sekitar 20 jt.
So, I assume that It is still an acceptable lifestyle.
While the other 60%:
10% for religious purposes
30% for saving
10%-15% for investment
5% for charity